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House Insurance Uncomplicated cover for your biggest asset just got better Get a quote

The way it works is simple.

If you live in a low risk area, we may be able to offer you a lower premium for your home.

Working out how much your home would cost to replace is tricky, so here's something to help you out — just enter your address in the Cordell Sum Sure tool, check the details are up-to-date, and get an estimated rebuild cost.

If you fancy downsizing your house insurance payments,
start a free quote!

From a broken window to a total rebuild

You'll be covered for sudden accidents and damage to your house, from a broken window to the cost of a total rebuild up to how much you're covered for.

Log in to make a claim

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Here's what you need to know about getting covered with us. Our house insurance is flexible to cover extras like sleepouts, retaining walls and swimming pools.

All our house policies provide full replacement for fire, which means, If your home is destroyed by fire, we'll rebuild it, even if it costs more than your sum insured.

The amount you pay for your insurance is influenced by your 'excess' - the money you contribute towards your claim. A larger excess means a smaller premium, and vice versa.

We cover you for unexpected events.
Find out more about what we cover

Here's a summary of all the features that are included in our house insurance policy, or are available as optional extras. As you can see, some features only apply to certain property types.

Check out the full policy documents above for all the details.

  • WriteMark Plain Language Standard

    This policy has been awarded the WriteMark Plain Language Standard.

    House
    Yes
    Landlord's house
    Yes
  • Replacement to your sum insured

    If your home is completely destroyed, we'll pay up to the sum insured amount on your policy to rebuild your home.

    House
    Yes
    Landlord's house
    Yes
  • Full replacement for fire

    If your home is destroyed by fire, we'll rebuild it, even if it costs more than your sum insured.

    House
    Yes
    Landlord's house
    Yes
  • Gradual damage

    We'll repair damage to your home, which is caused over time by a leak or overflow from an internal water pipe, hose or tank.

    House
    Yes $2,000
    Landlord's house
    Yes $2,000
  • Temporary accommodation

    We'll cover the costs of temporary accommodation if your home suffers damage that makes it uninhabitable.

    House
    Yes $20,000
    Landlord's house
    No
  • Methamphetamine contamination

    We will cover you for up to $30,000 for the cost of repairing the physical damage to your rental house resulting from meth contamination. We'll only cover this damage if it occurs while we insure it.

    House
    No
    Landlord's house
    Yes
  • Loss of rent

    Up to eight months’ rent covered if your house is made uninhabitable by loss or damage covered under the policy while tenanted.

    House
    No
    Landlord's house
    Yes
  • Deliberate damage cover

    Cover up to $20,000, protecting you from deliberate damage to your property by your tenant and their guests.

    House
    No
    Landlord's house
    Yes
  • Deliberate damage cover

    Cover up to $20,000, protecting you from deliberate damage to your property by your tenant and their guests.

    House
    No
    Landlord's house
    Yes
How to make a claim

Making a claim is uncomplicated too. It's easy as completing an online claim form.

To keep things simple, we aim to get your claim settled quickly and without stress.

  • The event
  • You claim online
  • We do our stuff
  • You get your settlement