1. Comprehensive insurance Covers you for accidental damage to your car and any other cars you damage.
2. Third party fire and theft Pays for damage you cause to other people's cars and property, but not your own. You’re also covered for loss through fire or theft.
3. Third party only Pays for damage you cause to other people's cars and property, but not your own.
Download comprehensive policy - starting on or before 28 Oct 2024
Download comprehensive policy - starting on or after 29 Oct 2024
Download third party, fire and theft policy - starting on or before 28 Oct 2024
Download third party, fire and theft policy - starting on or after 29 Oct 2024
Download third party policy - starting on or before 28 Oct 2024
Download third party policy - starting on or after 29 Oct 2024
Download commercial vehicle policy - starting on or before 28 Oct 2024
Download commercial vehicle policy - starting on or after 29 Oct 2024
Our comprehensive policy provides agreed value cover, which means you're insured for the value that we both agree to, making claim time easy.
Choose our optional windscreen excess buyout benefit and you won’t pay an excess for window glass claims.
The amount you pay for your insurance is influenced by your 'excess' - the money you contribute towards your claim. A larger excess means a smaller premium, and vice versa.
There may be additional excesses depending on the age and experience of the driver.
Here's a summary of all the features that are included in our car insurance policy, or are available as optional extras. As you can see, some features only apply to certain property types.
This is a summary only. Please ensure you read the policy wording & certificate of insurance to understand the terms, conditions, limits and exclusions that apply. Check out the full policy documents above for all the details.
This policy has been awarded the WriteMark Plain Language Standard.
If you accidentally damage someone else’s car or property, we’ll cover you for your legal liability.
We’ll cover your car if it’s damaged by fire, stolen or someone attempted to steal it.
We’ll cover your car for accidental loss or damage.
If you use one of our recommended repairers for your car claim, we’ll guarantee the repairs for life.
Our 24/7 roadside assistance service covers the car, not the person, so anyone driving the car can use it across NZ. It includes three free call-outs per year.
Windscreen and window glass are automatically covered, but if you choose this benefit, you won’t have to pay any excess for any windscreen claims.
Get 10% off vehicle servicing and repairs (excl. WoFs) when booked through My Auto Shop as a Trade Me Insurance customer.
Making a claim is uncomplicated too. It's easy as completing an online claim form.
To keep things simple, we aim to get your claim settled quickly and without stress.